{"product_id":"the-pay-off-how-changing-the-way-we-pay-changes-everything-9781783966417","title":"The Pay Off: How Changing the Way We Pay Changes Everything","description":"\u003cb\u003eHow we pay is so fundamental that it underpins everything\u003c\/b\u003e--\u003cb\u003efrom trade to taxation, stocks and savings, to salaries, pensions, and pocket money. \u003c\/b\u003e \u003cp\u003e\u003c\/p\u003e Rich or poor, criminal, communist, or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. \u003cb\u003eWhy then do we know so little about how it really works? \u003c\/b\u003e \u003cp\u003e\u003c\/p\u003e As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. Europeans are heavily regulated, Americans oddly backward, and the Chinese are hoping to lead the way forward. \u003cp\u003e\u003c\/p\u003e Challenging our understanding about where financial power really lies, \u003ci\u003eThe Pay Off\u003c\/i\u003e shows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment--and reveal both how our payment habits are determined by history as well as where we go from here. \u003cp\u003e\u003c\/p\u003e From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Elliott \u0026amp; Thompson\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 05\/12\/2022\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9781783966417\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 356\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.74lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 7.70h x 5.00w x 1.20d","brand":"Natasha de Teran, Gottfried Leibbrandt","offers":[{"title":"Default Title","offer_id":42132496056501,"sku":"9781783966417","price":13.56,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0473\/0804\/6492\/products\/img_96ff05f2-7f6b-405b-9263-e8e3c8d40c7c.jpg?v=1652813836","url":"https:\/\/pastforward.org\/products\/the-pay-off-how-changing-the-way-we-pay-changes-everything-9781783966417","provider":"Past Forward","version":"1.0","type":"link"}