{"product_id":"the-pay-off-how-changing-the-way-we-pay-changes-everything-9781783966066","title":"The Pay Off: How Changing the Way We Pay Changes Everything","description":"\u003cb\u003eHow we pay is so fundamental that it underpins everything - from trade to taxation, stocks and savings to salaries, pensions and pocket money.\u003c\/b\u003e \u003cp\u003e\u003c\/p\u003e Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works? \u003cp\u003e\u003c\/p\u003e As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. Europeans are heavily regulated, Americans oddly backward, and the Chinese are hoping to lead the way forward. \u003cp\u003e\u003c\/p\u003e Challenging our understanding about where financial power really lies, \u003ci\u003eThe Pay Off \u003c\/i\u003eshows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment - and reveal both how our payment habits are determined by history as well as where we go from here. From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Hardcover\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Elliott \u0026amp; Thompson\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 07\/01\/2021\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9781783966066\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 320","brand":"Gottfried Leibbrandt,Natasha de Teran","offers":[{"title":"Default Title","offer_id":52715461378229,"sku":"9781783966066","price":23.76,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0473\/0804\/6492\/files\/img_f5b68700-fe31-4833-b5c7-bb5c7fa0893e.jpg?v=1781712098","url":"https:\/\/pastforward.org\/products\/the-pay-off-how-changing-the-way-we-pay-changes-everything-9781783966066","provider":"Past Forward","version":"1.0","type":"link"}