{"product_id":"own-your-money-practical-strategies-to-budget-better-earn-more-and-reach-your-6-figure-savings-goals-9780760381120","title":"Own Your Money: Practical Strategies to Budget Better, Earn More, and Reach Your 6-Figure Savings Goals","description":"\u003cb\u003eJoin TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. \u003c\/b\u003e \u003cp\u003e\u003c\/p\u003e When Michela was working her first job in finance, she had an epiphany: \u003cb\u003eeven those working with money professionally can have no idea how to budget, invest, and spend \u003c\/b\u003eonce they get home! By the time she reached her mid-20s, she was on a mission to\u003cb\u003e help friends and colleagues\u003c\/b\u003e who wanted to do better with their own money. \u003cp\u003e\u003c\/p\u003e In \u003ci\u003eOwn Your Money\u003c\/i\u003e, Michela shares \u003cb\u003eall the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars\u003c\/b\u003e in less than a decade of professional--and freelance--work. You'll find chapters that address: \u003cul\u003e\n\u003cli\u003e\n\u003cb\u003eBudgeting: \u003c\/b\u003eDon't make it a dreaded B-word! Learn about various strategies including 50\/30\/20, zero-based, and 3-bucket budgets. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHow to save: \u003c\/b\u003e It's all about being SMART (specific, measurable, achievable, relevant, and time-bound). \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eHow to spend money: \u003c\/b\u003e That's right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt--yes, even on fancy coffee. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eInvesting: \u003c\/b\u003eLearn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification). \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eJobs and careers: \u003c\/b\u003e If your dream job doesn't exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots. \u003c\/li\u003e\n\u003cli\u003e\n\u003cb\u003eIncrease your earning potential: \u003c\/b\u003e Set yourself up for a raise\/promotion, negotiate a job offer, and figure out if a side hustle is right for you. \u003c\/li\u003e\n\u003c\/ul\u003e \u003cbr\u003e With \u003cb\u003eillustrations, helpful charts and graphics, and templates \u003c\/b\u003eto help you plan, this is a book that's meant to partner with you to \u003cb\u003eachieve your financial goals\u003c\/b\u003e.\u003cbr\u003e\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Fair Winds Press (MA)\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/20\/2023\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9780760381120\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 176\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.70lbs","brand":"Michela Allocca","offers":[{"title":"Default Title","offer_id":42851417161909,"sku":"9780760381120","price":18.69,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0473\/0804\/6492\/products\/img_6b8a86bc-f5fe-4376-9878-c6ba77e34bed.jpg?v=1682483924","url":"https:\/\/pastforward.org\/products\/own-your-money-practical-strategies-to-budget-better-earn-more-and-reach-your-6-figure-savings-goals-9780760381120","provider":"Past Forward","version":"1.0","type":"link"}