{"product_id":"money-smarts-a-practical-guide-to-financial-independence-for-young-adults-9798999051639","title":"Money Smarts: A Practical Guide to Financial Independence for Young Adults","description":"\u003cp\u003e\u003cstrong\u003eMoney Smarts: A Practical Guide to Financial Independence for Young Adults\u003c\/strong\u003e offers a clear, no-nonsense roadmap for anyone looking to take control of their finances without jargon, fluff, or overwhelm.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eWhether you're finishing school, starting your first job, or trying to break free from financial stress, this book meets you where you are. It explains how money works in real life: how to earn it, save it, spend it wisely, and grow it over time. From opening your first bank account to exploring income ideas and useful financial apps, every chapter is built for action.\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eYou'll learn: \u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eHow to build income through both traditional and creative strategies\u003c\/li\u003e\n\u003cli\u003eHow to make smart choices around needs vs wants\u003c\/li\u003e\n\u003cli\u003eHow to budget without giving up everything you enjoy\u003c\/li\u003e\n\u003cli\u003eWhat credit really means, and how to use it safely\u003c\/li\u003e\n\u003cli\u003eWhy debt happens, and how to escape it\u003c\/li\u003e\n\u003cli\u003eHow to avoid financial traps that target young adults\u003c\/li\u003e\n\u003cli\u003eHow to use apps to manage money and keep your accounts secure\u003c\/li\u003e\n\u003cli\u003eWhat it actually takes to become financially independent\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cem\u003eMoney Smarts\u003c\/em\u003e doesn't talk down to you or sell you a dream. It gives you the tools to build your own version of success: practical, repeatable, and built for the long haul.\u003c\/p\u003e\u003cbr\u003e\u003cbr\u003e\u003cb\u003eBinding Type:\u003c\/b\u003e Paperback\u003cbr\u003e\u003cb\u003ePublisher:\u003c\/b\u003e Crf Luttrell\u003cbr\u003e\u003cb\u003ePublished:\u003c\/b\u003e 06\/03\/2025\u003cbr\u003e\u003cb\u003eISBN:\u003c\/b\u003e 9798999051639\u003cbr\u003e\u003cb\u003ePages:\u003c\/b\u003e 124\u003cbr\u003e\u003cb\u003eWeight:\u003c\/b\u003e 0.33lbs\u003cbr\u003e\u003cb\u003eSize:\u003c\/b\u003e 8.50h x 5.50w x 0.26d","brand":"Renae C. Linde","offers":[{"title":"Default Title","offer_id":52418871460021,"sku":"9798999051639","price":15.29,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0473\/0804\/6492\/files\/img_1effe4c6-a78a-452c-aeff-99ed743923a6.jpg?v=1775570656","url":"https:\/\/pastforward.org\/products\/money-smarts-a-practical-guide-to-financial-independence-for-young-adults-9798999051639","provider":"Past Forward","version":"1.0","type":"link"}